CIBIL rating or the credit score is one of the foremost important eligibility criteria to avail loans in India. According to a report, around 79% of loans are disbursed to applicants with a healthy CIBIL score...
When it comes to juggling your last-minute money, credit cards are a reliable option. They are a financial instrument available from both banking and non-banking institutions that allows you to borrow funds up to a pre-determined...
No matter how big or small the size of the company, working capital remains one of the vital aspects of any enterprise. If a business is able to manage steady working capital, it denotes its financial...
In 2020, nearly 500 million Indians purchased health insurance policies. Similarly, the gross income of the this industry reached Rs.470 billion during the same period. The statistics clearly hint at the growing popularity and demand for...
The Monetary Policy Committee (MPC) of the Reserve Bank of India reduced the repo rate by 115 bps between 2019 and 2020 to counter the persisting economic stagnation. It resulted in a repo rate of 4%...
5 Ways You Can Increase Your Loan Against Property Eligibility A loan against property is a one-stop loan for all purposes. Whether you need money for house construction or purchase, home improvement or repair, you can...
Pradhan Mantri Awas Yojana or PMAY is an affordable housing scheme initiated by the Indian Government in 2015. The scheme proposes to offer ‘Housing for All by 2022’. Pradhan Mantri Awas Yojana is further classified into...
Often, we look at some expensive stuff online or while strolling in the mall and cringe over its price. It seems beyond our purchasing capacity so we decide to move on. Well, this is a thing...
Loans have been a part of our lifestyle since ancient times. Even though moneylenders used to issue loans on heavy interests, people had no choice but to take loans during the shortage of money. Moneylenders back...
A credit card is a great way to meet your financial needs, but the actual hassle is ensuring timely repayments. There are times when we get busy, and it slips our minds to pay a credit...